EQUIPMENT FINANCING & LEASING
Finance the equipment your business runs on.
A CNC machine, an exam room, a fleet of trailers, a commercial kitchen — whatever you need to buy, we build the payment around how that equipment earns. One page to apply, and we buy it from any vendor you choose.
31
Years financing equipment, since 1995
1
Page to apply, with a decision usually the same day
$10k
Minimum transaction, business use only
Any
Vendor you choose, new or used equipment
What we finance
Ten industries, and the equipment inside each one we are asked for most. Pick an industry to see the list, or search for your equipment by name. Not there? Still worth asking — this is a sample of what we fund, not the limit of it.
Nothing on our list by that name, but this list is a sample, not the limit. Apply or ask us and tell us what you need.
Medical & Healthcare
24 TYPES
Imaging, diagnostics, dental, therapy and veterinary practices
- Medical & Healthcare Equipment
- Dental Practice
- Dental Lab
- MRI Scanners
- CT Scanners
- Ultrasound
- Nuclear Medicine
- Portable X-Ray
- C-Arm Fluoroscopy
- Lithotripsy
- ECG & EKG
- Ophthalmic
- Ophthalmic Surgery
- Dermatology
- Med Spa & Body Contouring
- Physical Therapy
- Chiropractic
- Laboratory
- EMR & EHR Systems
- Telemedicine
- Pharmacy Equipment
- Autoclaves & Sterilizers
- Anesthesia Machines
- Veterinary
Food Service, Hospitality & Retail
20 TYPES
Commercial kitchens, grocery, retail stores, hotels and breweries
- Restaurant Equipment
- Commercial Dishwashers
- Food Trucks
- Hotel & Restaurant
- Salons & Barbershops
- Supermarket & Grocery
- Retail Stores
- POS Systems
- Food Processing
- Meat Processing
- Commercial Coffee
- Commercial Ice Machines
- Coffee Roasters
- Commercial Refrigeration
- Bakery Equipment
- Brewery
- Winery
- Bottling Lines
- Digital Menu Boards
- Party & Event Rentals
Manufacturing & Industrial
30 TYPES
Machining, molding, fabrication, packaging and material handling
- Manufacturing Equipment
- Metal Fabrication
- CNC Machines, Mills & Lathes
- Robots & Automation
- EDM Machines
- Waterjet Cutting
- Laser Cutting & Engraving
- Injection Molding
- Roll Formers
- Woodworking
- Sawmills
- Air Compressors
- Packaging Lines
- Stretch Wrappers
- Material Handling
- Warehouse Equipment
- Test & Measurement
- Thermal Imaging
- Semiconductor
- Semiconductor Metrology
- Soldering Systems
- 3D Printers
- CAD Jewelry Machines
- Gold Refining
- Softgel Encapsulation
- Sublimation Presses
- Embroidery Machines
- Screen Printing
- Hydrographics
- Powder Coating
Construction & Site Work
28 TYPES
Earth-moving, lifting, boring and site services
- Construction Equipment
- Roofing Equipment
- Heavy Equipment
- Bulldozers
- Wheel Loaders
- Excavators
- Cranes & Boom Trucks
- Backhoes
- Skid Steers
- Aerial Lifts
- Forklifts
- Concrete Equipment
- Asphalt & Paving
- Directional Boring
- Leak Detection
- Sewer Jetters
- Land Surveying
- Engineering Equipment
- Stump Grinders
- Wood Chippers
- Logging & Forestry
- Landscaping
- Snow Removal
- Generators
- Modular Buildings
- Spray Foam Rigs
- Portable Restrooms
- Oilfield
Agriculture
8 TYPES
Tractors, harvesting, irrigation and dairy operations
Transportation & Automotive
23 TYPES
Trucks, trailers, containers and shop equipment
- Trucking Equipment
- Box Trucks
- School & Shuttle Buses
- Ambulances
- Dump Trucks
- Vacuum & Hydro Excavation Trucks
- Garbage Trucks
- Tow Trucks
- Bucket Trucks
- Car Haulers
- Trailers
- Tank Trailers
- Propane Equipment
- Refrigerated Trailers
- Shipping Containers
- Auto Repair Shops
- Spray Booths
- Frame Machines
- Emissions Testing
- DPF Cleaners
- Gas Station Equipment
- Truck-Mount Carpet Cleaning
- Mobile Shredding Trucks
IT, Office & Communications
18 TYPES
Servers, networks, phones, print and security
- IT Equipment
- Servers & Small Business Servers
- Business Computers
- Data Center
- Cloud Infrastructure
- Network Equipment
- Phone Systems
- Office Equipment & Furniture
- Court Reporting & Dictation
- Copiers
- Pressure Sealers
- Printing Equipment
- Wide-Format Printers
- Label Finishing
- CAD Plotters
- Security & Alarm
- Dispatch Consoles
- Digital Signage
Media & Production
19 TYPES
Cinema cameras, projection, editing and broadcast
- Audio Visual & AV Systems
- Recording Studios
- Camera Equipment
- Film & Video Production
- ARRI Cameras
- ARRI Lighting
- RED EPIC
- Sony Cine
- Canon Cinema EOS
- Blackmagic Cinema
- DaVinci Resolve Suites
- Camcorders
- Cinema Projectors
- Video Editing
- Teleprompters
- Radio Broadcast
- Mobile Satellite
- Business Projectors
- Trade Show Exhibits
Fitness & Recreation
11 TYPES
Commercial gyms, studios, sports and play facilities
Facilities & Environmental Services
11 TYPES
HVAC, cleaning, laundry and waste handling
Programs & Special Purchases
6 TYPES
Used, auction and capital purchases, rental fleets, software and California businesses
What customers say
“…the willingness and capability of the sales and legal staff to assist Wrisco in financing the largest, single asset purchase in its history. Their persistency in completing the job.”
“After conventional loans didn’t work for me, I turned to American Capital Group… The work on my part was minimal. The response was fast. Bottom line, ACG helped me improve my business when no one else would.”
“I worked with ACG because of over 5 years of prior experiences. Never had a bad transaction.”
Ways to structure it
Most of what we write is one of these six. If none of them fits the way your business actually runs, say so on the application — the structure is the part we tailor.
Equipment Lease
Turn a purchase into a fixed monthly payment, on a term set around how long the equipment earns rather than how fast you could pay it off.
Master Lease Line
Get approved once and draw against the line as you acquire equipment, instead of starting a new application for every machine.
Application-Only Financing
A one-page application with no financial statements required on qualifying transactions, and a credit decision that usually comes back the same day.
LEARN MORE →
Seasonal & Deferred Payments
Match the schedule to your revenue: skip your slow months, step up as the equipment ramps, or defer the first payment while it is being installed.
Startup Financing
Programs for businesses that are new or early in their trading history, where the equipment itself carries most of the credit story.
LEARN MORE →
Section 179 Planning
Equipment placed in service during the tax year may qualify for a Section 179 deduction. We will structure around your timing; confirm the treatment with your own tax advisor.
LEARN MORE →
Three steps to your equipment
01
Fill out an application
Complete our simple, one-page application. No mountain of paperwork.
02
Receive a custom plan
We contact you, typically within 24 hours, with a lease structure tailored to your needs.
03
Get your equipment
We purchase your new or used equipment from any vendor you wish.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Before you decide
Why lease
What leasing does to your working capital, your taxes and your balance sheet.
Common questions
Terms, end-of-lease options, credit, and what we need from you.
Estimate a payment
Enter an equipment cost and see roughly where the monthly payment lands.
Our customers
Businesses we have funded, in their own words.
Selling equipment? Our vendor program finances your customers so you close the sale. Buying used? Used equipment financing runs on the same one-page program, from any vendor you choose.
Know what you need? Let’s get it funded.
One page to apply, or call and talk it through first.