PAYMENT CALCULATOR
What will it cost a month?
Enter what the equipment costs and see an estimated monthly payment over four common terms. Nothing to fill in, no credit pull, no phone number.
ESTIMATED MONTHLY PAYMENT
24 MONTHS
$1,145 – $1,205
36 MONTHS
$790 – $854
48 MONTHS
$613 – $680
60 MONTHS
$506 – $576
All applicants will be reviewed before American Capital Group offers a leasing contract. The payments provided by the calculator are not an offer and may be changed after full credit review.
ESTIMATED FIRST-YEAR SECTION 179 DEDUCTION
$25,000
Tax year 2026, if the equipment is in use by December 31 and you will own it at the end, as with an equipment finance agreement or a $1 buyout lease. It can’t be more than your business profit for the year. Not tax advice; check with your accountant. See what it could save you
What the estimate assumes
A calculator that does not say what it assumed is guessing at you rather than for you. Here is what is behind the four numbers above.
-
01
Two payments are due at signing
The rest of the cost is spread evenly across the months that remain. That is how the four numbers above are built.
-
02
Each term shows a range, not a number
Where a real lease lands inside that range is decided by the credit review, not by this page. Stronger credit sits toward the low end, which is what the credit choice above shows.
-
03
Soft costs are included
Tax, freight and installation can be financed with the equipment, so the amount you enter is the whole delivered cost, not just the invoice.
An estimate cannot know your credit tier or the structure you pick. What moves your payment sets out the seven things that decide the real number, and the four structures explains what each one does at the end of the term.
Want the real number?
An application takes a few minutes and most decisions come back the same day. Or call and talk it through first.