No Financials Required

American Capital Group does not require financial statements to fund successful business enterprises.  Our “Application Only” program is a fast, hassle-free way to obtain almost any type of equipment costing from $10,000 to $150,000. Most finance companies & banks require financial statements & blanket liens. Due to American Capital Group’s financial structure we can fund up to $150,000 with just our 1 page application form.

Benefits

  • One page application
  • Quick turnaround
  • NO financial statements, no business plan, no projections required
  • NO down payments - Two advance payments due upon signing paperwork

Required information:

  • Business name & address
  • Bank reference
  • Ownership breakdown
  • General equipment list & cost

Equipment We Finance

  • Audio/Visual
  • Manufacturing
  • Fitness
  • Medical
  • Waste Mangement
  • Engineering
  • Printing
  • Packaging
  • IT
  • And More

Terms/Structure

18 to 60 months

Pricing

Based on Credit Tier Approval


Minimum Credit Criteria
$10,000 to $74,999 $75,000 to $150,000
Time in business under current ownership 3 Years 5 years
Average bank balance N/A $10,000
Time bank open N/A 2 years
Minimum D&B Paydex 55 65
Comparable term credit 50% 70%
Majority owner must be a home owner Yes Yes