IT & COMPUTER EQUIPMENT
IT equipment leasing and financing
Whether you are expanding infrastructure or refreshing what you have, leasing bundles the servers, the switches, the software and the installation into one lease package and one monthly payment.
What we finance
New or used, from any vendor, dealer or auction. If what you need is not on this list, ask — the list is not the limit.
- Servers
- Network switches
- Racks
- KVM switches
- UPS units
- Firewall hardware
- Wireless routers
- Patch panels
- Tape drives
- LCD monitors
- Workstations and laptops
- Software
Why lease it
01
Bundle the whole refresh
Servers, switches, UPS units and the installation cost go on one lease as a single monthly payment, instead of a purchase order per line item.
02
Terms that match the hardware
Hardware and software age at different speeds. Splitting a refresh across terms lets each part come up for replacement when it is actually due, and keeps revenue matched to payments.
03
Lower true cost of ownership
Equipment placed in service can often be deducted in a single tax year rather than a little at a time over several. Your accountant should confirm how it applies to you. See how Section 179 works.
IT hardware leasing
An IT project is rarely one kind of hardware. The servers, the network, the power and the endpoints can be leased together, from different vendors, on one schedule.
Servers and storage
Rack and tower servers, hyperconverged clusters, NAS and SAN arrays and backup appliances, new or refurbished. More on server leasing.
Networking and security
Switches, routers, firewalls, Wi-Fi access points and the cabling and installation that connect them. More on network equipment leasing.
Data center and colocation
Compute, storage, racks, power distribution and cooling for a server room, a colocation cage or a full build. More on data center equipment financing.
Private and hybrid cloud
Hyperconverged nodes, GPU servers, storage and the migration services that move workloads onto them. More on cloud computing financing.
Power, racks and backup
UPS units, PDUs, racks, KVM switches, patch panels and tape drives. These are small line items on their own and finance best as part of the project they support.
Laptops, desktops and workstations
End-user devices can go on the same schedule as the infrastructure, or on their own agreement for a staff refresh. More on computer and laptop leasing.
Technology refresh cycles
Most IT hardware is replaced on a cycle whether it is paid for or not. A refresh program sets the lease up around that cycle, so the next upgrade is planned from the day the current equipment arrives. To see how the term changes the payment, use the equipment lease calculator.
Three-year cycles
Many businesses replace servers, switches and laptops about every three years. A 36-month term ends when the refresh is due, so the old equipment stops costing money at about the time it stops being useful.
Return and upgrade with an FMV lease
A fair market value lease has the lowest payment of the three end-of-term options. At the end you return the hardware and move to new equipment on a new lease, or buy it at its fair market value if it is still doing the job.
Own what you keep
Hardware you expect to run well past the term, such as racks, cabling and power, suits a $1 buyout lease or an equipment finance agreement. Terms run 24 to 60 months, and you own the equipment at the end.
Software, installation and services
The hardware is only part of what an IT project costs. Licensing, installation and services can be bundled with the hardware on the same lease, so the project is funded end to end. For software bought on its own, see software financing.
Licensing and subscriptions
Operating system, virtualization, backup and security licensing that runs on the hardware being financed, paid over the same term instead of up front.
Installation and cabling
Racking, cabling, configuration and the integrator's installation labor. Soft costs like these can be included in the amount financed.
Migration and support
Data migration, professional services and multi-year support and maintenance contracts that come with the hardware, on the same payment as the boxes they cover.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
IT equipment leasing questions
Can I finance IT equipment for my business?
Yes. Servers, switches, firewalls, racks, KVM switches, UPS units, wireless routers, patch panels, workstations, laptops and monitors are financed as one refresh rather than one invoice at a time.
Should I lease or buy IT hardware?
It depends on how long the hardware stays useful to you. Equipment you plan to replace on a three-year cycle usually suits a fair market value lease, which lets you return it or upgrade at the end of the term. Hardware you expect to run well past the term usually suits a $1 buyout lease or an equipment finance agreement, which you own at the end. Your accountant should confirm the tax treatment.
Can servers and networking equipment go on one lease?
Yes. Servers, storage, switches, firewalls, Wi-Fi, racks and UPS units can go on a single lease with the installation and licensing, even when they come from different vendors. We pay each vendor directly.
Can software and licensing be included in an IT lease?
Yes. Operating system and virtualization licensing, security subscriptions, migration labor and installation are financed alongside the hardware, which is how most refresh projects are actually priced.
How does an IT equipment lease buyout work?
It depends on the end-of-term option chosen at the start. A $1 buyout lease or an equipment finance agreement ends with you owning the hardware. A fair market value lease lets you buy the equipment at its fair market value, return it, or upgrade to new hardware.
Do you finance used IT equipment?
Yes. Used, refurbished and off-lease servers, switches and storage finance the same way as new, from any dealer, auction or private seller. Transactions start at $10,000.
Can I finance a whole office IT build-out at once?
Yes. Cabling, network gear, servers, endpoints, phones and the installation labor for a new office or a move go on one schedule, so the build-out is funded as a project with a single payment.
We finance more than this
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An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.