PHYSICAL THERAPY & REHAB
Physical therapy equipment financing and leasing
Physical therapy equipment financing for a new clinic, a second treatment room or a rehab gym upgrade. Tables, modalities, anti-gravity treadmills and strength equipment go on one lease, new or used, from any dealer. Transactions start at $10,000, so clinics usually finance a room or a package rather than one small device.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Hi-lo treatment tables, mat tables and traction tables
- Shockwave therapy systems — Chattanooga Intelect RPW, Storz
- Class IV therapy lasers — Cutting Edge, LightForce, Aspen
- Ultrasound, e-stim and combination modality units
- Anti-gravity and rehab treadmills — AlterG, Woodway
- Recumbent steppers and upper body ergometers — NuStep
- Isokinetic testing and balance systems — Biodex
- Cable columns, functional trainers and free weight racks
- Compression and cryotherapy — Game Ready, NormaTec, cold plunge
- Aquatic therapy tanks, EMR software and clinic build-out
Why lease it
01
Each machine is its own revenue line
Shockwave, laser and traction are billed services. Financing one at a time means each machine is judged on what it adds rather than on what the clinic can afford this quarter.
02
Open or expand on schedule
A second treatment room is tables, modalities and the build-out around them. One lease covering all of it is how the room opens when the space does.
03
Cash stays where it belongs
Payroll and rent do not wait. Leasing equipment keeps the clinic's reserve for the things nothing will finance.
Physical therapy equipment financing by need
Clinic build-outs
A new clinic or an added treatment room is tables, modalities, a rehab gym, EMR software and the installation around them. All of it can go on one lease, with delivery, installation and other soft costs included, so the room opens when the space does.
Treatment tables and modalities
Hi-lo, mat and traction tables, ultrasound and e-stim combination units, Class IV therapy lasers and shockwave. A single table or tabletop modality unit usually costs less than $10,000 and does not qualify on its own. A room of tables, or tables bundled with modalities for $10,000 or more, does. Chiropractors can also see chiropractic equipment financing.
Rehab and anti-gravity treadmills
Anti-gravity and body-weight support treadmills, underwater treadmills and low-speed rehab treadmills, such as AlterG and Woodway. An anti-gravity treadmill usually clears the $10,000 minimum on its own. More on commercial treadmill financing.
Strength and cardio for clinics
Recumbent steppers and bikes, upper body ergometers, cable columns, functional trainers and free weight racks. One recumbent bike usually costs less than $10,000 and does not qualify on its own. A rehab gym of bikes, steppers and strength equipment totalling $10,000 or more does. See recumbent exercise bike financing and gym equipment financing.
New clinic startups
A clinic that has not opened yet has no revenue history. Startups are considered on the owner's personal credit and experience, and the whole equipment package, with the build-out around it, can go on one lease. More on startup equipment financing.
Used and refurbished equipment
Used tables, treadmills, isokinetic systems and strength equipment from a distributor, an auction or a clinic that is closing finance the same way as new. We pay the dealer or seller directly. See used equipment financing.
What sets the payment on clinic equipment
Four things decide the monthly number. To see a range before you talk to anyone, use the equipment lease calculator.
The whole installed cost
The equipment plus delivery, installation, software and training. Including the soft costs makes the amount larger but keeps that cash in the clinic.
The term
Usually 24 to 60 months. A longer term lowers the payment. Matching it to how long a modality will stay current keeps you from paying on a unit you have already replaced.
The end-of-term option
A fair market value lease has a lower payment and lets you return or upgrade. A $1 buyout lease or an equipment finance agreement costs more each month, and you own the equipment at the end.
The clinic behind it
Time in business, credit history and the size of the transaction. Most deals up to $150,000 are decided on a one-page application without financial statements, and quotes usually come back the same business day.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Physical therapy equipment leasing questions
Can I lease physical therapy equipment for a new clinic?
Yes. Startups are considered on the owner's personal credit and experience. Tables, modalities, rehab and strength equipment and the build-out around them can go on one lease, so the clinic opens fully equipped.
Can I finance a single treatment table or modality unit?
A single hi-lo table, traction table or small e-stim or ultrasound unit usually costs less than $10,000, so it does not qualify on its own. A room of tables, or tables bundled with modalities and other equipment for a total of $10,000 or more, does, and it all goes on one agreement.
Can I finance an anti-gravity treadmill?
Yes. Anti-gravity and body-weight support treadmills, underwater treadmills and rehab treadmills such as AlterG and Woodway are financed new or used, from any dealer. An anti-gravity treadmill usually clears the $10,000 minimum on its own.
Is a shockwave therapy equipment lease available?
Yes. Shockwave units, Class IV therapy lasers and combination modality carts are financed the same way as other clinical equipment. Where one unit comes to less than $10,000, it is financed together with tables or other equipment.
Do you finance chiropractic equipment too?
Yes. Spinal decompression tables, adjusting tables, therapy lasers and shockwave for chiropractic offices finance the same way as physical therapy equipment. Transactions start at $10,000.
Do you finance used rehab and therapy equipment?
Yes. Used tables, treadmills, isokinetic systems and strength equipment finance the same way as new, from a distributor, an auction or a clinic that is closing.
Can cryotherapy and compression equipment be financed?
Yes. Compression systems, cryotherapy units and cold plunge equipment are financeable. A system or package of $10,000 or more can be financed on its own, and smaller units go on the same lease as the rest of a treatment room.
Is it better to lease or buy physical therapy equipment?
It depends on how long the equipment stays current in your clinic. Lasers and other modalities you may upgrade in a few years suit a fair market value lease, with the option to return or upgrade. Tables and strength equipment you expect to keep usually suit an equipment finance agreement or a $1 buyout lease, which you own at the end. Your accountant should confirm the tax treatment.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.