MED SPA & BODY CONTOURING
Med spa and body contouring equipment financing
Patients walk into a med spa asking for a device by name, and the device they name changes every couple of years. The practices that keep them are the ones that can add the platform when the demand arrives. Financing lets a med spa put the machine in the treatment room this month and pay for it out of the treatments it books.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Cryolipolysis — CoolSculpting Elite and competing fat-freezing platforms
- Muscle and fat body contouring — Emsculpt NEO, Emsella, truSculpt flex, CoolTone
- RF microneedling — Morpheus8, Potenza, Secret RF, Vivace
- Ultrasound and RF skin tightening — Sofwave, Ultherapy, Exilis, Thermage
- Laser hair removal — Candela GentleMax Pro, Cynosure Elite iQ, Lumenis Splendor X
- IPL and vascular lasers — Lumenis M22 and Stellar M22, Cutera Excel V
- Fractional and resurfacing lasers — CO2, erbium, Halo, Moxi, BBL
- Hydradermabrasion — HydraFacial Syndeo, DiamondGlow
- Tattoo removal and pigment lasers — PicoSure, PicoWay, Enlighten
- Treatment chairs, exam beds, medical carts and lighting
- Practice software, patient imaging and consultation displays
- Complete med spa buildouts and second-location packages
Why lease it
01
Add the device the patients are asking for
A med spa's revenue follows its device list. Financing means the platform patients are already requesting can go into the room when the demand is there, with the payment covered by the first months of bookings rather than a year of saved cash.
02
Replace platforms on the technology cycle
Aesthetic device makers ship a new generation every few years and the trade-in value of the old one drops fast. A fair market value lease lets you return the device at the end of the term and move to the next platform without carrying a machine nobody books.
03
Deduct the equipment the year it is installed
Aesthetic devices, lasers and treatment furniture are Section 179 property. Buy on a $1 buyout lease or an equipment finance agreement and the whole purchase can be expensed in the year it goes into service, subject to your tax position and your CPA's advice.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Questions med spa owners ask before financing a device
Can I finance a CoolSculpting or Emsculpt machine for a med spa?
Yes. Med spa equipment financing from American Capital Group covers CoolSculpting Elite, Emsculpt NEO, Morpheus8, Sofwave, HydraFacial, laser hair removal, IPL and resurfacing platforms for medical spas, dermatology and plastic surgery practices and aesthetic nurse-owned clinics. Most devices are approved on an application alone, with no financial statements up to $150,000.
How much does it cost to lease a body contouring machine?
The payment depends on the device, the term and the end of term option you choose. A single hydradermabrasion system on a three year lease is a very different agreement from a body contouring platform with applicators on five years, so send the manufacturer's quote through the form on this page and we return real numbers, usually the same business day.
Can a nurse practitioner or a new med spa get equipment financing?
Yes. A nurse practitioner, physician assistant or aesthetician opening a med spa with a medical director can finance the first devices against personal credit and the business plan. We fund new aesthetic practices every month, and the lease can be timed so the first payment falls after the opening date.
Can I lease a used or certified pre-owned aesthetic laser?
Yes. Certified pre-owned lasers and body contouring devices from the manufacturer or an established reseller qualify, and for a second treatment room they are often the right buy. We pay the seller directly once the device is inspected and the agreement is signed.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.