COMPUTERS & LAPTOPS
Computer and laptop leasing for business
Laptops, desktops, Macs and workstations are a three-year asset bought with one year's cash. Financing your team's computers puts them on a payment that ends about when the refresh does — and the docks, monitors, imaging and licenses go on the same agreement as the machines.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Business laptops — Dell Latitude and Pro, Lenovo ThinkPad, HP EliteBook
- Mac fleets — MacBook Pro, Mac Studio, iMac and iPad deployments
- Mobile and desktop workstations — Dell Precision, HP Z, Lenovo ThinkStation
- GPU workstations and AI development machines
- Desktops, all-in-ones and mini PCs — Dell OptiPlex, HP Elite, Lenovo ThinkCentre
- Chromebooks and tablets for field and front-line staff
- Imaging, configuration and deployment labor
- Monitors, docks, headsets and conference room hardware
- Rugged tablets, handhelds and point-of-sale terminals
- Software licenses and certified refurbished fleets
Why lease it
01
Match the term to the refresh
Hardware is replaced on a cycle whether it is paid for or not. A term that ends near the refresh means the old fleet stops costing money at about the time it stops being useful.
02
Software on the same lease
Licenses, imaging and deployment labor are most of what a rollout actually costs. They can be financed with the hardware rather than expensed against the same quarter.
03
Hire without a hardware bill
Ten new people is ten new machines in the same week. Financing turns that into a payment that starts when they do.
Business laptops with financing
One laptop for a new hire or a hundred for a whole office: laptop leasing for business works the same way at any size, as long as the transaction comes to $10,000 or more. For the servers, storage and network gear behind them, see IT equipment leasing and server leasing.
Staff refreshes
Replacing every laptop in a department at once is the most common computer lease. The new fleet arrives on one agreement, and a term matched to the next refresh means the old machines stop costing money at about the time they are replaced.
Onboarding batches
Ten new hires is ten laptops, ten docks and ten monitors in the same week. Financing the batch turns that into a payment that starts when the new staff do, instead of a hardware bill that lands before their first paycheck.
Configuration, imaging and accessories included
The reseller's imaging, device enrollment and setup, plus the docks, monitors, headsets and bags, can be financed with the machines. Each laptop arrives ready to use and the whole rollout sits on one payment.
Mixed brands on one agreement
Dell, Lenovo and HP laptops for most of the staff and MacBooks for the design team can go on one agreement, even when they come from different resellers. We pay each vendor directly.
What sets the payment on a computer lease
Four things decide the monthly number. To see a range before you talk to anyone, use the equipment lease calculator.
The whole rollout cost
The machines plus docks, monitors, accessories, software licenses and the reseller's imaging and setup. Including the soft costs makes the amount larger but keeps that cash in the business.
The term
Usually 24 to 60 months. A longer term lowers the payment. Matching it to when you plan to replace the laptops keeps you from paying on machines you have already retired.
The end-of-term option
A fair market value lease has a lower payment and lets you return the computers or upgrade to new ones. A $1 buyout lease or an equipment finance agreement costs more each month, and you own the machines at the end.
The business behind it
Time in business, credit history and the size of the transaction. Most computer leases up to $150,000 are decided on a one-page application without financial statements, and startups are considered.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Computer and laptop leasing questions
Can I finance computers for my business?
Yes. Business computer financing covers laptops, desktops, Macs and workstations, new or certified refurbished, bought from any reseller or direct from the manufacturer.
How does laptop leasing for business work?
You choose the laptops and the reseller. We approve the business, pay the vendor directly, and put the laptops on one agreement with one monthly payment for a term of 24 to 60 months. At the end you return, upgrade or own them, depending on the end-of-term option you chose.
Do you finance laptops for a whole team at once?
Yes. A fleet rollout goes on one lease with one payment, and the docks, monitors, imaging and deployment labor can be included with the machines.
Can I lease Macs and MacBooks for my business?
Yes. MacBook Pro, MacBook Air, iMac, Mac mini and Mac Studio finance the same way as Windows computers, from any reseller. A mixed fleet of Macs and Windows laptops can go on one agreement.
Can I finance a GPU workstation for video editing?
Yes. GPU workstations for video editing, 3D rendering, CAD and AI development finance the same way as laptops, with the monitors, storage and software licenses on the same agreement. Transactions start at $10,000.
Can software and licenses be included in computer leasing?
Yes. Operating system and application licenses, security subscriptions and professional services can be financed alongside the hardware they run on.
Is used or refurbished computer equipment financeable?
Yes. Used and certified refurbished laptops, desktops and workstations finance the same way as new, from any dealer or reseller.
Can I lease a computer for personal use?
No. ACG finances equipment for businesses only and does not finance personal or household purchases. Transactions start at $10,000, so a single computer is usually financed together with other equipment the business needs.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.