ABOUT US
American Capital Group, since 1995.
We are an equipment finance company in Laguna Hills, California. We exist to help you get equipment that increases your profit — online, over the phone, or on paper, whichever suits you.
BY THE NUMBERS
What that has added up to
31
YEARS IN BUSINESS
20,000+
CUSTOMERS FUNDED
30,000+
EQUIPMENT RESELLERS
$479M+
TOTAL FINANCED
Those customers range from small growing businesses to the Fortune 500, and the resellers are the vendors who deliver and install the equipment. We buy from any vendor you choose, whether or not we have worked with them before. Close to half a billion dollars of equipment has gone to work that way since 1995.
WHAT WE ARE FOR
Put simply, our mission is to Build Wealth. Together.
We are taking commercial finance in a new direction. That means talking straight, doing right, and only providing services that increase our customers’ profits.
We are committed to our customers and our partners, and we have a passion for service. If a lease is not the right answer for what you are trying to do, we would rather tell you that than write it.
HOW WE WORK
Equipment finance without the ceremony
Four things we do differently, and they are the whole of it.
One page, not a paperwork exercise
Most transactions are written on our Application Only program: $10,000 to $150,000 with no financial statements at all, on a single-page form. See no financials required.
A structure built around the equipment
A decision usually comes back the same day, and we come back to you with a payment schedule shaped by what the equipment earns and when — not a form letter with a number in it.
Any vendor, new or used
We buy the equipment and pay your vendor directly. You pick the machine and the supplier; delivery, installation and training can go on the same agreement instead of arriving later as invoices.
A person, on the phone
You can do the whole thing online if you want to. You can also call (949) 271-5800 and talk it through with someone who can answer for the file, before and after it funds.
OUR CUSTOMERS
In their own words
“If I were to sum up ACG in just one word, it would be HONORABLE.”
ROLAND CHICK, T.A.G. PAINTBALL
“ACG listened to my needs and worked with me to get the best rate and structure to fit my needs.”
DAVID MEAS, HAIR ON THE AVENUE, INC
“ACG helped me improve my business when no one else would.”
BOB AUDETTE, CONCORD GARMENT CARE CENTER
WHERE TO FIND US
Laguna Hills, California
American Capital Group Inc.
22931 Triton Way, Suite 235
Laguna Hills, CA 92653
Main line (949) 271-5800
Current invoice questions (949) 271-5812
info@acgcapital.com
Licensing and legal
American Capital Group Inc. is licensed in California under Department of Financial Protection and Innovation license #60DBO-43815.
Our privacy, security and legal notice sets out what we collect and what we do with it.
If someone has contacted you claiming to be American Capital Group and something is not right, report it to us.
Three steps to your equipment
01
Fill out an application
Complete our simple, one-page application. No mountain of paperwork.
02
Receive a custom plan
We contact you, typically within 24 hours, with a lease structure tailored to your needs.
03
Get your equipment
We purchase your new or used equipment from any vendor you wish.
Newer business, or no financials to hand? We have programs for both — startup financing and no financials required.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need and roughly what it costs. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 271-5800
Keep reading
What we finance
Medical, construction, kitchens, machine shops, IT — and the rest.
Common questions
Terms, end-of-lease options, credit, and what we need from you.
Estimate a payment
Enter an equipment cost and see roughly where the monthly payment lands.
Our customers
Businesses we have funded, in their own words.
Want the equipment running before the first payment? Ask about 90 days deferred.
Decided? It is one page.
31 years financing equipment for small business. Apply, or call and talk it through first.